Card terminal showing approved transaction on small screen

Card terminal displays approved transaction on small screen during a late afternoon purchase.

About this subject

Card terminals, also known as POS (Point of Sale) devices, are electronic gadgets widely used in Brazil to process payments with credit, debit, and contactless cards. When a transaction is approved, the terminal prints a receipt and displays the confirmation on its small LCD screen, similar to the one shown in the image. In Brazil, the use of these terminals has grown exponentially in recent years, driven by the popularity of cards and the decline in cash usage. Data from the Brazilian Association of Credit Card and Services Companies (Abecs) indicate that in 2023, card transactions reached R$ 4.2 trillion, an increase of 12% compared to the previous year. The approval screen is a crucial moment for both the merchant and the customer, as it signals that the payment was successful and the purchase can be completed. Many modern terminals also allow options such as installment payments, debit, or credit, and the visual confirmation is essential for transaction security. The late afternoon time, with softer natural light, is a common period for convenience shopping, such as at bakeries and neighborhood markets, where the terminal is frequently used.

Frequently Asked Questions

What does the 'transaction approved' message on the card terminal mean?

It indicates that the payment has been authorized by the card issuer and the amount will be charged or credited to the customer's account, allowing the purchase to be completed.

Is it safe to use a card terminal in small establishments?

Yes, as long as the terminal has its security seal intact and the transaction is made in the customer's presence. Modern terminals use encryption to protect data.

What is the difference between a POS terminal and a card machine?

In practice, the terms are used interchangeably in Brazil. POS stands for Point of Sale, while 'maquininha' is the popular name for the device.