Emergency Fund Calculator

Calculate your 3-12 month target and the time to reach it.

Created by: Renato Passos, Eng. de Software
Reviewed by: Renato Passos, Eng. de Software

Last updated: Apr 18, 2026

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Investment disclaimer. Simulations are informational and based on publicly available rate tables. See full disclaimer

About this tool

Calcule sua meta de reserva de emergência conforme seu perfil e veja quanto tempo leva para chegar lá com aportes mensais.

Base: estudos de planejamento financeiro pessoal, 3 a 12 meses de gastos fixos, dependendo do risco de renda.

Investment disclaimer

Simulations are informational and based on publicly available rate tables. They do not constitute investment advice, a securities offering or regulated financial consulting under SEC and FINRA rules (US) or MiFID II and ESMA guidelines (EU). Past performance does not guarantee future returns. Consult a licensed financial professional (CFP, CFA, RIA in the US; MiFID-authorized adviser in the EU) or your bank before making final decisions.

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