Saldo Devedor Price (pós k parcelas)
- Created by
- Renato Passos, Eng. de Software
- Reviewed by
- Renato Passos, Eng. de Software
Last updated: Apr 18, 2026
Formula
saldo
About this calculator
The Saldo Devedor Price (pós k parcelas) calculator is a useful tool to calculate the outstanding balance after paying k installments. It uses the formula PV·(1+r)^k − PMT·((1+r)^k − 1)/r, which is a mathematical representation of the outstanding balance as a function of the number of installments and the interest applied.
This calculator is ideal for use in financial situations where you need to calculate the outstanding balance of a debt after paying a certain number of installments. For example, if you are paying off a debt with compound interest and want to know the outstanding balance after 6 installments, this calculator can help.
Additionally, it's essential to consider compound interest and the applied interest rate. This can significantly affect the outstanding balance over time. It's always a good idea to review the calculation formula and understand how compound interest works to avoid any unpleasant surprises in your account.
Frequently asked questions
What is PV in the formula?
PV is the present value, or the current value of the debt. It is the value you pay now to settle the debt.
What is r in the formula?
r is the interest rate applied to the debt. It is expressed as a decimal and represents the percentage of interest applied to the value of the debt over a period of time.
What is PMT in the formula?
PMT is the installment value, or the value you pay monthly to settle the debt.
When should I use this calculator?
Use this calculator when you need to calculate the outstanding balance of a debt after paying a certain number of installments. It is especially useful in complex financial situations, such as when you are paying off a debt with compound interest.