PMT Price direto
- Created by
- Renato Passos, Eng. de Software
- Reviewed by
- Renato Passos, Eng. de Software
Last updated: Apr 18, 2026
Formula
Price
About this calculator
The PMT Price Direct Calculator is a simple tool that calculates the monthly payment (PMT) of a loan based on the present value (PV), the interest rate (r) and the number of payments (n).
Developed based on the mathematical formula PMT = PV·r/(1−(1+r)^−n), this tool is useful for companies and individuals who need to plan and manage their financial debts.
Here you can find the formula to calculate the monthly payment and understand when to use it, how to calculate the monthly payment and what precautions should be taken when calculating the monthly payment.
Frequently asked questions
What is the interest rate (r)?
The interest rate (r) is the percentage you pay on the loan per year. For example, if you have a loan with an interest rate of 10% per year, the interest rate is 0.10.
What is the present value (PV)?
The present value (PV) is the current value of the debt, or the value you need to pay today to not have to pay more interest in the future.
What is the number of payments (n)?
The number of payments (n) is the number of times you will pay the debt, including the monthly payment value and the final payment value.
Why is it important to calculate the monthly payment?
Calculating the monthly payment helps to plan and manage your financial debts, ensuring you pay off the debt on time and avoid financial problems.