BPC beneficiary with caregiver in a wheelchair

BPC beneficiary with a caregiver in a wheelchair during a morning routine at home.

About this subject

The Continuous Cash Benefit (BPC) is a right guaranteed by the Organic Law of Social Assistance (LOAS) to elderly people aged 65 or over and people with disabilities of any age who prove low family income. Unlike pensions or retirement benefits, BPC does not require prior contributions to the INSS, but it requires that the per capita income of the family group be less than 1/4 of the current minimum wage. In 2024, this amount corresponds to R$ 353.00 per month.

In the context of the image, we see a BPC beneficiary who, due to reduced mobility, needs the support of a caregiver to perform daily activities. The role of the caregiver is essential to ensure dignity and relative autonomy for these people, especially when the disability is severe. Many BPC beneficiaries with severe disabilities can request an additional 25% on the benefit amount to cover permanent care, as provided by law.

The morning routine of a beneficiary with a caregiver involves everything from personal hygiene to feeding and mobility. The wheelchair is a fundamental piece of equipment for mobility and can be provided by the Unified Health System (SUS) through orthoses and prostheses. In Brazil, it is estimated that about 7% of the population has some type of physical disability, and many depend on BPC as their only source of income.

In addition to the welfare aspect, BPC is also an instrument of social inclusion, as it allows people with disabilities to access basic goods and services. However, the bureaucracy for granting benefits and the delay in analyzing applications are frequent challenges. In 2023, the INSS registered more than 1.5 million active benefits, but the waiting list can reach several months.

Frequently Asked Questions

Who is entitled to BPC?

Elderly people aged 65 or over and people with disabilities of any age, provided that the per capita income of the family group is less than 1/4 of the minimum wage. The disability must be proven by medical and social evaluation by the INSS.

Can BPC be accumulated with other benefits?

No. BPC is personal and cannot be accumulated with social security benefits such as retirement or death pension, nor with unemployment insurance or Bolsa Família. However, it can be received together with the inclusion aid.

How to apply for BPC?

The request must be made through the Meu INSS website or app, or by calling 135. It is necessary to present personal documents, proof of residence and family income, as well as medical reports proving the disability.