Ganho Real (descontado IPCA)
- Created by
- Renato Passos, Eng. de Software
- Reviewed by
- Renato Passos, Eng. de Software
Last updated: Apr 18, 2026
Formula
Fisher
About this calculator
The Real Gain (discounted IPCA) calculator is a useful tool for investors who want to evaluate the performance of their investments considering inflation. It uses the Fisher formula, which takes into account the nominal interest rate and the inflation rate to calculate the real gain of an investment.
The formula used by the calculator is (1+n)/(1+i) − 1, where n is the nominal interest rate and i is the inflation rate. This allows investors to get a clear view of their investments' performance in real terms, discounting the effect of inflation.
This calculator is useful in various cases, such as when comparing the performance of different investments or when evaluating if an investment is generating sufficient returns to overcome inflation. Additionally, it is essential to be careful when using this calculator, as the nominal interest rate and the inflation rate must be entered correctly to obtain accurate results.
In summary, the Real Gain (discounted IPCA) calculator is a valuable tool for investors who want to have a clear and accurate view of their investments' performance, considering the impact of inflation. It can be used in conjunction with other investment tools to make informed decisions and achieve financial goals.
Frequently asked questions
What is IPCA?
IPCA is the Broad Consumer Price Index, which measures inflation in Brazil. It is calculated by the Brazilian Institute of Geography and Statistics (IBGE).
How to use the Fisher formula?
The Fisher formula is used to calculate the real gain of an investment. It is calculated as (1+n)/(1+i) − 1, where n is the nominal interest rate and i is the inflation rate.
What are the main precautions when using the Real Gain calculator?
The main precautions are to enter the nominal interest rate and the inflation rate correctly, in addition to considering the time period in which the investment was made.
In what cases is it useful to use the Real Gain calculator?
The calculator is useful when comparing the performance of different investments, evaluating if an investment is generating sufficient returns to overcome inflation or when evaluating the performance of an investment in real terms.
How to interpret the results of the Real Gain calculator?
The results of the calculator should be interpreted as the real gain of the investment, considering the effect of inflation. A positive result indicates that the investment is generating sufficient returns to overcome inflation.