Tempo Contribuição Necessário
- Created by
- Renato Passos, Eng. de Software
- Reviewed by
- Renato Passos, Eng. de Software
Last updated: Apr 18, 2026
Formula
regra antiga
About this calculator
The INSS contribution time calculator is a useful tool to calculate the time needed to retire. It uses the old INSS rule, which is applied to workers who entered the job market before 1995.
To use this calculator, you need to enter your current age and birth date. It then calculates the time needed to retire with 35 years of contribution for men and 30 years for women.
Please note that this is an informative tool and not a substitute for consulting a human resources or financial professional. Additionally, the time needed to contribute may vary depending on other factors, such as the type of pension regime and contributions made throughout your working life.
Frequently asked questions
Who should use this calculator?
This calculator is recommended for workers who entered the job market before 1995 and want to know the time needed to retire with 35 years of contribution.
What is the old INSS rule?
The old INSS rule is a norm that establishes the time needed to retire with 35 years of contribution for men and 30 years for women. It is applied to workers who entered the job market before 1995.
Can I use this calculator if I'm an informal worker?
No, this calculator is recommended for workers who have a signed employment contract and contribute to the INSS. If you're an informal worker, it's recommended to consult a human resources or financial professional to know about your retirement options.
Can the time of contribution needed vary depending on other factors?
Yes, the time of contribution needed can vary depending on other factors, such as the type of pension regime and contributions made throughout your working life.