Relação Dívida/Renda Anual
- Created by
- Renato Passos, Eng. de Software
- Reviewed by
- Renato Passos, Eng. de Software
Last updated: Apr 18, 2026
Formula
DTI
About this calculator
The Debt to Income Calculator is a useful tool to evaluate your financial situation and avoid debt problems. It calculates your debt-to-income ratio (DTI), which is the relationship between your monthly debts and your monthly income.
To use this calculator, you need to know the value of your monthly debts and your monthly income. This may include loans, credit cards, financing, taxes and other monthly charges.
It's worth remembering that a high debt-to-income ratio can be a sign that you are over-indebted. If your DTI is too high, it's recommended to reduce your debts or increase your income to improve your financial situation.
Here are some common precautions to keep in mind when using this calculator: make sure to include all your monthly charges, such as taxes and insurance; do not forget to consider variations in your monthly income, such as job changes or temporary unemployment.
Frequently asked questions
What is debt-to-income ratio (DTI) and why is it important?
The debt-to-income ratio (DTI) is the relationship between your monthly debts and your monthly income. It's important because it can help identify if you're over-indebted and take steps to improve your financial situation.
How can I use this calculator to improve my financial situation?
You can use this calculator to evaluate your financial situation and identify areas where you can reduce your debts or increase your income to improve your financial situation.
What happens if my debt-to-income ratio is too high?
If your debt-to-income ratio is too high, it's recommended to reduce your debts or increase your income to improve your financial situation.
Can I include all my monthly charges in the calculator?
Yes, it's essential to include all your monthly charges, such as taxes and insurance, in the calculator to get an accurate result.
Who is this calculator useful for?
This calculator is useful for anyone who wants to evaluate their financial situation and avoid debt problems.